skintone

Light

Light skin has a pale and white tone

Fair

Fair skin has a white tone

Medium

Medium skin has a white to light brown tone

Olive

Olive skin has a  light to medium brown tone

Brown

Brown skin has a brown tone

Dark Brown

Dark brown skin has a dark brown tone

Black

Black skin has a dark brown to black tone

If silver jewelry looks better on you, then you have a cool skin tone. If you look better in gold jewelry, then you have a warm skin tone. If gold and silver both look great on you, then you have a neutral skin tone.